Welcome to Mojave Capital, one of Nevada's premier private/hard money lenders.  

Mojave Capital is a non-depository credit institution; as such we do not choose where to invest your money. As a licensed mortgage broker, Mojave Capital brings together Borrowers in need of reliable funding solutions and Investors who have Capital and/or a Self-Directed IRA with the desire to invest in Trust Deed Investments that typically earn a 9% to 12% annualized return. 

A Trust Deed Investment is a Promissory Note secured by a Deed of Trust recorded on real property.  The Borrower executes the Promissory Note payable to the Investor(s) with the intent to pay the Investor(s) a certain interest rate on the loaned money, plus repay the principal amount within a specified time-frame.  Investors are recorded as beneficiaries to the property in the event the Borrower defaults on their loan obligation and loses its claim to the property through foreclosure.  

Mojave Capital does not use trust accounts or handle loan servicing in-house.  Our private investors make payment directly to the title company handling the transaction, and all loans are funded through reputable title and escrow companies.  Investors are supplied copies of all closing documents, including title insurance showing each investor as a beneficiary.

To the prospective Borrower; we work with investors, builders, and developers to fund your short-term loans.  Offering rehab fix and flip financing, construction loans, funding on distressed properties, residential, commercial, & multi-family.  At Mojave Capital we can provide quick no-nonsense decisions based on the equity in any given property, location, market conditions, exit strategy, borrower experience and financial condition. There are no 3rd party underwriters or fund investors that can complicate or slow the process.

Example Programs: